When the unexpected happens on your trip.

The Working Holiday Club have partnered with Cover-More Travel Insurance. Travel insurance helps protect the most important parts of your trip. From trip cancellations and lost baggage to 24-hour travel and emergency medical assistance, our travel protection plans provide important coverage for you and your trip investment, helping you feel safe, secure and connected while on your trip.

Health insurance is available to work permit holders, 3 months after their arrival in Canada.

It does not cover everything, therefore the Canadian government requires you to hold a travel insurance policy which includes medical coverage for the entire length of your visa, to help cover the costs of medical care, hospitalisation and repatriation if necessary.

If you don't have travel insurance, you or your family will have to carry the cost. If you purchase a comprehensive policy with Cover-More you can be covered for $unlimited~ overseas medical including emergency repatriation/evacuation and up to $2,000 in dental costs. Depending on your chosen policy, travel insurance can protect you against travel delays or unforeseen circumstances that may arise and disrupt your travel. This could include flight delays, lost luggage, resumption of journey, missed connections and up to $10,000 cancellation costs under the international plan.

Limits, sub-limits, conditions and exclusion apply. ~Cover will not exceed 12 months from onset of the illness, conditions or injury.

If, during the period of insurance, you suffer a disabling injury, sickness, or disease, overseas cover is provided for the usual and customary cost of medical treatment and ambulance transportation provided outside New Zealand by or on the advice of a qualified medical practitioner.

Cover is also provided for the usual and customary cost of emergency repatriation or evacuation, subject to claim approval.

Things can go wrong when you’re travelling, no matter how well prepared – or well packed – you are.

Airlines can lose your suitcase, your passport could be stolen while you’re on a public bus, or your phone could be taken while you’re walking through a busy market. This is where luggage insurance cover can help, and why it’s important to consider a travel insurance policy with travel documents and luggage cover.

We hope your trip goes smoothly, but if something unexpected were to happen, the Cover-More Assist team is there to help.

All Cover-More Travel Insurance policyholders have access to an in-house, global, 24/7 emergency assistance team of doctors, nurses, psychologists, case managers, and support professionals who work around the clock to ensure that they are there whenever – and wherever – you need them.

Their dedicated team of doctors, nurses, case managers and travel agents can provide you with the following services:

• Help you find a medical facility and monitor your medical care
• Paying bills (hospital expenses) – subject to claim approval
• Keep you travelling or getting you home
• Help if passports, travel documents or credit cards are lost
• Help to change travel plans